Imagine a bank that’s been around for over a century, growing alongside the communities it serves, offering everything you need to manage your money while keeping things personal and approachable. That’s precisely what cb&s bank brings to the table! If you’re curious about what makes this bank stand out in the crowded world of finance, stick around as we explore its history, services, and why so many people across Alabama, Mississippi, and Tennessee swear by it. Ready to uncover the magic behind cb&s bank? Let’s get started!
Biography Table for cb&s bank
Attribute | Details |
---|---|
Full Name | Citizens Bank & Savings Company (commonly known as cb&s bank) |
Founded | March 3, 1906 |
Headquarters | Russellville, Alabama, USA |
Founders | William H. Key, Sr., Charles E. Wilson, Foster Gavin, and other local investors |
Initial Capital | $25,000 |
Regions Served | Alabama, Mississippi, Tennessee |
Number of Branches | Over 50 branches across three states |
Total Assets | More than $2 billion (as of recent estimates) |
Employees | Over 500 dedicated staff members |
Services Offered | Personal banking (checking, savings, loans, mortgages), business banking (loans, treasury management), digital banking (mobile app, online banking), insurance, and investment products |
Digital Banking Features | Mobile app with features like mobile deposits, bill pay, fund transfers; 24/7 online banking |
FDIC Insured | Yes, backed by the full faith and credit of the U.S. government |
Key Milestones | – 1906: Founded as Citizens Bank and Savings Company <br> – 2000: Expanded into Mississippi <br> – 2006: Entered Tennessee market <br> – 2008: Officially renamed cb&s bank |
Community Involvement | Sponsors local events, supports young entrepreneurs, hosts blood drives, partners with schools and universities |
Motto/Philosophy | “We’re banking on experience. Since 1906.” Enriching lives, growing businesses, strengthening communities |
Official Website | www.cbsbank.com |
Contact Number | 1-877-332-1710 |
How Did cb&s bank Begin Its Journey?
Picture this: it’s 1906, and a group of folks in Russellville, Alabama, decide it’s time to create a bank that truly understands the needs of their community. That’s when Cb&s Bank was born; it was initially Citizens Bank and Savings Company. With just $25,000 in capital, the founders set out a simple mission—to provide stellar service to locals while tying the bank’s growth to the region’s success. Over the years, this humble beginning blossomed into something much bigger. By 2000, cb&s bank expanded into Mississippi, and in 2006, it stepped into Tennessee, officially becoming cb&s bank in 2008. Today, it boasts over 50 branches across three states and manages assets worth over $2 billion. It’s pretty impressive for a small-town start.
What Services Can You Expect from cb&s bank?
What does CB & S Bank have in store for you? Whether you’re saving for a dream vacation or running a bustling business, this bank covers all the bases. They offer personal banking solutions like checking accounts with no minimum balance requirements and savings plans that help you easily stash away cash. Need a loan? They’ve got options for personal loans, home mortgages, and even auto financing, all with competitive rates and flexible terms. For business owners, cb&s bank rolls out the red carpet with services like commercial loans, treasury management, and merchant services to keep your operations humming along smoothly. Oh, and did I mention their insurance and investment products? They’ve considered everything from health savings accounts to reward-earning debit cards to make your financial life more manageable.
Why Does Digital Banking with cb&s bank Feel So Effortless?
In today’s fast-paced world, who has time to visit a branch for every little transaction? That’s where cb&s bank shines with its digital banking options. Their mobile app lets you manage your finances—check balances, pay bills, or transfer funds from your phone. It’s free, user-friendly, and designed to fit your busy life. Want to deposit a check without leaving your couch? Snap a photo with the app, and you’re done! Internet banking takes it up a notch, giving you 24/7 access to your accounts from your computer or tablet. Banking moves at your speed, and cb&s bank nails it by keeping things simple yet secure. Ever tried it? You’ll wonder how you lived without it!
Is cb&s bank Really That Committed to Its Communities?
One thing that keeps popping up when people talk about cb&s bank is its deep-rooted connection to the communities it serves. Since day one, the bank has focused on enriching lives and strengthening neighborhoods. They sponsor local events, support young entrepreneurs, and even host blood drives—pretty cool ways to give back! Their team gets involved in real-world initiatives, like helping students with business plans or partnering with universities for learning programs. It’s not just about banking with cb&s bank; it’s about being part of something bigger. Have you ever noticed how some businesses feel part of the town’s fabric? That’s precisely the vibe you get here.
How Does cb&s bank Ensure Your Money Is Safe?
Worried about the safety of your hard-earned cash? Don’t be! cb&s bank is FDIC-insured, meaning your deposits are protected up to the maximum law allows. The bank’s long-standing reputation—over 115 years of operation—speaks volumes about its stability and trustworthiness. They’ve weathered economic ups and downs while staying true to their roots, proving they’re a reliable choice for your finances. Their customer service team is also available 24/7 to answer any questions or concerns. Whether you call, email, or stop by a branch, they’re ready to help. Feeling secure about your money is a big deal, and cb&s bank ensures you can rest easy.
Where Can You Find cb&s bank Branches?
If you’re in Alabama, Mississippi, or Tennessee, chances are there’s a cb&s bank branch near you. With over 50 locations across these states, they’ve made it easy to pop in whenever needed. Each branch offers the same warm, community-focused vibe that’s been their hallmark since 1906. Want to find the closest one? Their website has a handy locator tool—plug in your zip code, and you’ll get the address, hours, and contact info for the nearest spot. Whether you’re in a small town or a bigger city, CBD Bank has a knack for feeling like home. Have you ever visited one of their branches? What was your experience like?

What Sets cb&s bank Apart from the Big Banks?
With so many banking options, why choose cb&s bank over a giant national chain? For starters, their community focus gives them an edge—they know their customers by name and understand the unique needs of the regions they serve. Unlike some faceless mega-banks, cb&s bank keeps things personal, offering tailored advice and solutions without the corporate red tape. They’ve also got the history to back it up: over a century of experience means they’ve seen it all and know how to adapt. Add to that their modern digital tools and a wide range of services, and you’ve got a bank that blends the best of old-school values with new-school convenience. Doesn’t that sound like the place you’d want to trust with your money?
How Has cb&s bank Evolved Over the Years?
From its early days as a small-town bank to its current status as a regional powerhouse, cb&s bank has never stopped growing. They’ve expanded through smart acquisitions—like picking up other local banks to broaden their reach—while staying true to their original mission. Along the way, they’ve embraced innovation, rolling out digital banking long before it became a must-have. Yet, they’ve focused on what matters most: the people they serve. This balance of progress and tradition keeps cb&s bank relevant, even after 115 years in the game. It’s pretty amazing to think about how far they’ve come.
Why Do People Keep Coming Back to cb&s bank?
At the end of the day, what keeps folks loyal to cb&s bank is the trust they’ve built over generations. Whether a first-time homebuyer getting a mortgage or a small business owner securing a loan, customers know they’re dealing with a bank that genuinely cares. The combination of friendly service, comprehensive offerings, and community involvement creates a bond that’s hard to break. Plus, with modern perks like mobile banking and competitive rates, cb&s bank makes it easy to stick around. Have you ever had a bank that just felt right? That’s the kind of experience people rave about here.

Ready to Explore What cb&s bank Has for You?
If you’re looking for a bank that’s got your back—whether you’re saving for the future, growing a business, or managing day-to-day finances—cb&s bank might be worth a closer look. They have much to offer with their long history, a wide range of services, and a heart for the community. Why not swing by their website or visit a branch to see what they’re all about? After all, banking should feel like a partnership, not just a transaction—and that’s precisely what cb&s bank delivers. So, what do you say? Ready to dive into the world of cb&s bank and find out why so many people call it their financial home?